Grocery expenses have skyrocketed for most families across the United States. With any expense, I am always looking for strategies to cut costs and save money. Many of these tips can be used right from your couch! Without further ado, here are my Top 5 Favorite ways to save and earn back on groceries!
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Grocery Bonus Promotions on Credit Cards
These are HUGE and have been popping up across all major Credit Card Issuers over the last few weeks. Offers include options for both earning Points & Miles, as well as Cashback. Here are some of my favorite options for earning on groceries!
- Chase Freedom – Earn 5X Ultimate Rewards Points or 5% Cashback from April 1st through June 30th, 2020. This promotion is capped at $1,500 in combined purchases.
- Chase Sapphire Reserve – Earn 5X Ultimate Rewards Points or 5% Cashback from May 1st through June 30th, 2020. This promotion is capped at $1,500 in combined purchases per month.
- Chase Marriott Bonvoy – Earn 6X Bonvoy Points from May 1st through July 31st, 2020. This promotion is capped at $5,000 in combined purchases.
- Amex Hilton Aspire & Surpass – Earn 12X Hilton Honors Points from May 1st through July 31st, 2020. There is no cap on earning.
- For the Aspire Card, the $250 Resort Credit can be used towards Takeout/Delivery Charges. Only eligible purchases made between June 1st and August 31st, 2020 will be counted.
- Amex Marriott Brilliant Personal Card – Earn 6X Bonvoy Points from May 1st through July 31st, 2020. This promotion is capped at $7,500 in combined purchases.
- For the Brilliant Card, the $300 Marriott Credit can be used towards Takeout/Delivery Charges. Only eligible purchases made between June 1st and August 31st, 2020 will be counted.
- Amex Delta SkyMiles Reserve, Platinum, Gold, & Blue – Earn 4X SkyMiles from May 1st through July 31st, 2020. There is no cap on earning.
- Amex Blue Cash Preferred – Earn 6% Cashback on up to $6,000 in combined purchases. Earn 1% after the limit is reached.
Cashback Portals & Gift Cards
Take a look at the various portals out there before making purchases. Sometimes it’s possible to stack offers on purchases. For example, by using the Top Cashback Portal, I can purchase a Walmart Gift Card for 10% off by clicking through to Raise. Raise offers gift cards for all sorts of Grocery Stores including Walmart, Tops, Wegmans, Whole Foods, and many restaurants throughout the United States. Cashbackmonitor is one of my favorite sites for reviewing current percentages of Cashback!
Coupons. (Yes I said Coupons!)
Call me old fashioned, but coupons can save you some serious cash money. Especially now, when every dollar counts. I like to take a look at Coupons.com, my local grocery store websites, and then scan my receipts with Ibotta. You will be surprised to see how quickly the savings add up!
Opening a New Credit Card
Now hear me out, opening a credit card right now may seem like a crazy idea right now. However, it’s important to know that there are many of them that come with No Annual Fee and an Introductory 0% No Interest Period. On top of that, a handful of the Top Credit Card Offers even throw in a cash bonus for opening and spending a certain amount within a set time period. If you’re in a position to open one and have the Credit Score to back it up, I’d suggest taking a hard look at the Current Offers.
Click Here to Check Out the Top Credit Card Offers of This Month!
Try Sam’s Club for Free
Right now, it’s possible to get a Free 12 Month membership to Sam’s Club. This promotion is for new members only. To sweeten the deal, the Dosh Cash Back App is throwing an additional $10 if you use a connected Credit or Debit Card to Sign up for the Membership. Basically, you can get paid $10 to Shop at Sam’s. You may even be able to stack the $10 promotion with one of the Credit Cards listed above to earn bonus Points, Miles, & Cashback!
